Terms & Conditions
Last updated: 2026.02.12.
By accessing the Site or purchasing any product, you agree to be bound by these Terms.
1. Business Information
Business name: Dibáczi Levente E.V.
Legal form: Sole Proprietor (Hungarian Individual Entrepreneur)
Registered address: 1063 Budapest, Szinyei Merse Pál utca 21. I/5.
Tax number: 58696417-1-42
Registration number: 57046390
Contact email: invest.group.ld@gmail.com
2. Products and Services
We sell digital products, including but not limited to:
- Google Sheets templates
- Digital planners
- Educational materials and guides
All products are delivered digitally.
No physical goods are shipped.
3. Access and Delivery
After successful payment, you will receive:
- Immediate access to the digital product, or
- A link to create your personal copy (e.g. Google Sheets template)
It is your responsibility to:
- Provide a valid email address
- Ensure access to the required third-party services (e.g. Google account)
4. Pricing and Payments
- All prices are displayed in USD unless stated otherwise
- Payments are processed securely via third-party payment providers
- We do not store or process credit card details
Applicable taxes (including VAT, if required) are handled according to the rules of the payment provider and applicable laws.
5. Refund Policy
Due to the nature of digital products:
All sales are final. No refunds or exchanges are provided.
By completing a purchase, you expressly consent to immediate access to the digital content and acknowledge that you lose your right of withdrawal once the product is delivered, in accordance with EU consumer protection laws.
If you experience technical issues accessing the product, please contact us at [your email], and we will make reasonable efforts to assist you.
6. License and Permitted Use
Upon purchase, you are granted a non-exclusive, non-transferable, personal-use license to use the product.
You may:
- Use the product for personal or internal business purposes
- Modify the product for your own use
You may NOT:
- Resell, redistribute, or share the product
- Make the product publicly available
- Claim the product as your own creation
- Use the product as part of another commercial offering
7. Intellectual Property
All content, templates, designs, and materials remain the intellectual property of [YOUR BUSINESS NAME].
No ownership rights are transferred to you upon purchase.
8. Disclaimer
The products are provided “as is” without warranties of any kind, express or implied.
We do not guarantee:
- Specific financial results
- Accuracy of user-entered data
- Suitability for your individual financial or business situation
The products are intended for educational and organizational purposes only and do not constitute financial, legal, or tax advice.
9. Limitation of Liability
To the maximum extent permitted by law:
We shall not be liable for:
- Any indirect, incidental, or consequential damages
- Loss of profits, data, or business opportunities
- Errors resulting from user input or misuse of the product
Our total liability shall not exceed the amount paid for the product.
10. Third-Party Services
The products may rely on third-party platforms (e.g. Google Sheets).
We are not responsible for:
- Availability or functionality of third-party services
- Changes made by third-party providers
Your use of such services is subject to their own terms and policies.
11. Termination
We reserve the right to terminate access to the Site or products if these Terms are violated.
12. Governing Law
These Terms shall be governed by and construed in accordance with the laws of Hungary, without regard to conflict of law principles.
13. Changes to These Terms
We may update these Terms from time to time.
The most current version will always be available on the Site, with the updated date clearly indicated.
14. Contact
If you have any questions regarding these Terms, please contact:
Email: invest.group.ld@gmail.com